About Lender-Wise.com

Lender-Wise.com is independent Consumer Data Right (CDR) readiness, initially serving Australian non-bank lenders. It helps lenders prepare for, and stay on top of, their CDR obligations — without ever touching CDR consumer data itself, so it stays outside the accreditation perimeter.

How it works

Lender-Wise.com is one secure platform:

  • Assessment Toolkit

    For a Partner or internal assessor — run readiness assessments across a portfolio of lender clients, score against the CDR modules, and produce board-ready reports.

  • Compliance Companion

    For your own team — track obligations and evidence, manage findings and remediation, and keep on top of standards changes.

CDR Product Register

  • Author, govern and publish your CDR Product Reference Data in one place. Import all of your products, and/or use Lender-Wise.com to create new ones, where each product can move through an approval workflow: Draft → Supervisor review → Executive Approval → Auto-publish. Configurable separation of duties, a shared approvals queue and a full audit trail keep it accountable. Lender-Wise.com validates every field against the CDR standard before publishing, then emits the conformant Get Products and Get Product Detail responses (v6 and v7). Serve them straight from Lender-Wise.com’s live public endpoints (with x-v version negotiation), or export the bundle to your own gateway — either way the published JSON is byte-for-byte what was approved. Product Reference Data is public by design, so this stays outside the CDR accreditation perimeter and Lender-Wise.com never touches CDR consumer data. Bulk-import from a spreadsheet, watch a live field-type conformance check, and track v7 readiness ahead of the 13 July 2026 obligation.

Across the platform

  • Notifications

    The right people are kept moving — reviews, approvals, changes and rejections reach you in-app and by email, with optional push and SMS. Each organisation sets its own policy (which events, which channels, what’s mandatory) and each person tunes their own preferences. Every setting change is audited.

  • Installable app

    Lender-Wise.com installs as an app on desktop or mobile (a progressive web app), so it’s one tap away and can surface push notifications — no app-store download required.

Built to be trusted

  • Australian data residency — data is hosted in Australia.
  • Organisational Data isolation enforced at the database, not just the application.
  • Multi-factor authentication on every account; access is by invitation.
  • Append-only audit trail — every change is recorded and cannot be rewritten.
  • Accessible to WCAG 2.2 AA.
  • Never stores CDR consumer data.

Facilitated by Ways of Working

Lender-Wise.com is facilitated by Ways of Working Pty Limited (Ways), an Australian firm that helps organisations redesign how their people, processes and systems work together.

Ways of Working Pty Limited

ABN 37 647 816 537

ways.net.au · info@ways.net.au

About · Lender-Wise